Fees, Healthfunds & Payment Plans
Payment Options & Fees
Transparent fees. No hidden surprises.
Dental fees aren't regulated by any government body in Australia, which means each practice sets its own schedule. At Anzac Avenue Dental, we aim to keep our fees within industry standards. Our prices reflect the skill and experience of our team and the quality of the materials and equipment we use.
Before we start any treatment, we'll always provide you with a written treatment plan and fee estimate. You choose the option that suits your needs and your budget. There are no unexpected costs on the day.
We'd also caution against making decisions based on phone quotes alone. What looks cheaper up front can sometimes cost more in the long run if the materials, technique or thoroughness of the work differs. If you're unsure about treatment recommended elsewhere, we're happy to provide a second opinion.
We accept
Flexible Payment Plans
Spread the cost of your treatment
We know dental treatment doesn't always fit neatly into a budget. We offer a range of payment plan options so you can get the care you need without having to put it off.
No interest ever
National Dental Plan
National Dental Plan, powered by Humm, is Australia's only no interest ever dental payment plan. It's built specifically for dental treatment, with flexible repayment terms designed to suit your situation.
- No interest, ever
- Designed specifically for dental treatment
- Flexible repayment options
Up to $50,000
Smile Right
Smile Right offers interest free and extended payment term options with no deposit required. Pre-approval takes just a few minutes, and they can finance treatment up to $50,000.
- Interest free options available
- No deposit required
- Finance up to $50,000
- Quick pre-approval process
$2,000 – $50,000
TLC
TLC offers managed payment plans for medical and dental costs ranging from $2,000 to $50,000. The whole process is handled privately by their consultants, and you can make additional payments at any time.
- Plans from $2,000 to $50,000
- Privately managed by TLC consultants
- Make additional payments any time
4 easy payments
AfterPay
AfterPay lets you split your payment into four equal fortnightly instalments with no interest. It's a simple way to manage smaller treatment costs without any upfront fees.
- Split into 4 fortnightly payments
- No interest charges
- Instant approval
Health Funds
We accept most major health funds
We're a preferred dental provider for the following health funds. As a participating practice, we charge the fees set by each fund for included treatments, which keeps your out-of-pocket gap as low as possible.
The gap you pay will depend on your level of cover. If your treatment falls outside the fund's included codes, we'll give you a treatment plan so you can check your rebates before you commit to anything.
HCF
Preferred provider for HCF members. Reduced out-of-pocket fees on included treatments.
CBHS
Preferred provider for CBHS members. Gap fees on included treatments are significantly reduced.
Westfund
Preferred provider for Westfund members. Your gap will depend on your level of cover.
Smile.com.au
Smile.com.au is a dental plan that gives members access to reduced fees at participating practices. Some treatment item codes have a set fee, while others receive a percentage reduction off standard practice fees.
Anzac Avenue Dental is a participating Smile.com.au practice. The following health funds have partnered with Smile.com.au, so their members automatically receive reduced fees with us:
- Defence Health
- People Care
- GMHBA
- frank
- Budget Direct
- health.com.au
- Australian Unity
Using HICAPS? We have HICAPS available in-practice, so you can claim your health fund rebate on the spot. Due to privacy laws, we can't access your membership details or claims history directly. For any questions about your specific cover or rebates, contact your fund directly.
Government Programs
Government-supported dental care
We're happy to see patients through a range of government programs and schemes. Please let us know at the time of booking which program applies to you so we can prepare the right paperwork before your appointment.
Children aged 2–17
Medicare Child Dental Benefits Schedule
The Child Dental Benefits Schedule (CDBS) provides up to $1,000 for dental care over a two-year period for eligible children aged 2 to 17. In most cases we'll bulk bill directly to Medicare, so there's no out-of-pocket cost unless the benefit limit is reached or the treatment isn't covered under the program.
- Up to $1,000 over two years
- Bulk billed directly to Medicare in most cases
- Please advise us at booking that you're using CDBS
- For more info, contact Medicare on 132 011
Veterans Affairs
DVA Gold Card
If you hold a DVA Gold Card, you're entitled to receive dental treatment free of charge. Some restrictions do apply within the program. Please let us know when booking so we can confirm your entitlements ahead of your appointment.
- Free dental treatment for Gold Card holders
- Some restrictions apply
- Contact the Department of Veterans Affairs to confirm your eligibility
State-issued vouchers
Government Dental Vouchers
We accept patients with government-issued general and emergency dental vouchers. Please let us know at the time of booking that you have a voucher, as strict conditions apply to their use and we'll need to confirm the details before your appointment.
- General and emergency vouchers accepted
- Advise us at the time of booking
- Conditions apply — confirm details with us before attending
Use Your Super
Pay for dental treatment with your superannuation
You may be able to access your superannuation early to cover the cost of dental treatment through the Early Release of Superannuation (ERS) program, administered by the Australian Taxation Office.
Supercare is an external service that manages the application process on your behalf. They handle the paperwork and liaise with the ATO, so you don't have to navigate it alone. The process can cover a wide range of dental treatments, including major work like implants, crowns and root canals.
Supercare operates independently of our practice. Contact them directly to find out if you're eligible and to get started.
What it can cover
- Dental implants and full arch rehabilitation
- Crowns and bridges
- Root canal treatment
- Orthodontic treatment
- Available for you and eligible family members
- Managed directly through Supercare
Other Options
Discounts & fee estimates
A couple of other things worth knowing before your appointment.
10% off
Seniors Card Discount
If you hold a valid Seniors Card, we offer a 10% discount off most dental treatments. The discount applies to our standard fee schedule.
- 10% off most treatments with a valid Seniors Card
- Not available in combination with preferred provider health fund fees, Smile.com.au, government vouchers, or payment plans
- Please mention your card at the time of booking
Before you call around
A note on phone quotes
In some cases we can give a rough fee estimate over the phone, but it will only be a guide. Fees can change once we've assessed your specific situation in person.
- Phone quotes are a rough guide only and may change after assessment
- Comparing quotes between practices can be misleading if the treatment, materials or approach differs
- We're happy to see you for a new patient visit or second opinion if you're unsure about treatment recommended elsewhere